Mycard.co.id ("site") is created and registered under the PT Loyalty International Solution ("mycard" "we" or "us"). We suggest everyone to read the following terms and conditions. Privacy policy has also been provided. By accessing the site using the web provided by mycard.co.id ("service"), you agree to be bound by the terms and conditions described here, including any future modifications to this terms of services and guidelines. If you do not agree to any of the agreements stated here, please cease using the service immediately.

You assume total responsibility and risk for your use of the site and the internet. We provides the site and related information "as is" and does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title or noninfringement, or the implied warranties of merchantability or fitness for a particular purpose) with regard to the service, any information or service provided through the service or on the internet generally, and this web site shall not be liable for any cost or damage arising either directly or indirectly from any such transaction. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided through the service or on the internet generally.

We do not warrant that the service will be uninterrupted or error-free or that defects in the service will be corrected.

You understand further that the pure nature of the internet contains unedited materials some of which are sexually explicit or may be offensive to you. Your access to such materials is at your risk. We have no control over and accepts no responsibility whatsoever for such materials.


1. Permitted use You agree that you are only authorized to visit, view, and retain a copy of pages of this site for your own personal use, and that you shall not duplicate, download, publish, modify, or otherwise distribute the material on this site for any commercial use, or for any purpose other than as described in these terms. You also agree not to deep-link to the site for any purpose, unless specifically authorized to do so.

2. Use void where prohibited Use of the site is void where prohibited. By using this site, you represent and warrant that you have the right, authority, and capacity to enter into this agreement and to abide by all the terms and conditions of this agreement.

3. Posting reviews on the site We reserve the right, but not the obligation, to refuse to post or to remove any review / comment / information if it contains or features any of the following:

4. Unacceptable content Things that are categorized as but not limited to: A. Offensive, harmful and/or abusive language, including without limitation: expletives, profanities, obscenities, harassment, vulgarities, sexually explicit language and hate speech (e.g., racist/discriminatory speech.) B. References to illegal activity, malpractice, purposeful overcharging, false advertising or health code violations (e.g., food poisoning, foreign objects in food, etc.) C. Reviews submitted by the reviewed business's employees (past or present) or competitors as solely determined by us. D. Reviews that do not address the information of the business or reviews with no qualitative value as determined by us in our sole discretion. E. Reviews commenting on other users. F.Content that contains personal attacks or describes physical confrontations and/or sexual harassment. G. Excessive damage caused by business or service to person or property. H.Personal information or messages including email addresses, urls, phone numbers and postal addresses. I. Messages that are advertising or commercial in nature, or are inappropriate based on the applicable subject matter. J. Language that violates the standards of good taste or the standards of the site, as determined by us in our sole discretion. K. Content determined by us to be illegal, or to violate any federal, state, or local law or regulation or the rights of any other person or entity. L. Language intended to impersonate other users (including names of other individuals) or offensive or inappropriate user names or signatures. M. Content that is not in english language, that is encrypted or that contains viruses, trojan horses, worms, time bombs, cancelbots or other computer programming routines that are intended to damage, interfere with, intercept or appropriate any system, data or personal information.

4.1 Reviews are not endorsed by the site Reviews do not reflect the views or purpose of the site; its parent, subsidiary or affiliated companies; or its employees, officers, directors, or shareholders. We do not assume responsibility or liability for any review or for any claims, damages, or losses resulting from any use of the site or the materials contained therein.

4.2 Reviews are owned by us Reviews that are submitted to us shall be owned exclusively and in perpetuity by us. Such exclusive ownership means that we, our parent, subsidiary, and/or affiliated companies have the unrestricted, perpetual, and exclusive right to use, reproduce, modify, translate, transmit, and distribute any and all materials and communications regarding and including submitted reviews. We are under no obligation to give credit or pay any consideration to you for your reviews.

5. Contact us If you see objectionable content or have any questions about these terms of use, please contact us at mycard@mycard-international.com. Links and search results The site may automatically produce search results that reference or link to third-party sites throughout the world wide web. We have no control over these sites or the content within them. We cannot guarantee, represent, or warrant that the content contained in these sites is accurate, legal, and/or inoffensive. We do not endorse the content of any third-party site, nor do we warrant that it will not contain viruses or otherwise impact your computer. By using the site to search for or link to another site, you agree and understand that you may not make any claim against us for any damages or losses, whatsoever, resulting from your use of the site to obtain search results or to link to another site. If you have a problem with a link from the site, please notify us at customerservice@mycard-international.com, and we will investigate your claim and take any actions we deem appropriate at our sole discretion.

6. Business listings located on us are selected for display in search results based primarily on their content in relation to the user-provided search terms. Consequently, both customer and non-customer listings may be included in a search results list, and we will not discriminate based on whether a business is a customer with regard to placement or inclusion in the business listings. Our customers do not pay to be included in certain search result listings or to retain a specific ranking. However, due to the fact that usually customers / members typically provide more content relative to their non-customer counterparts / non-members (e.g., in the form of offers, business biographies, etc.), it is possible that our customers may be displayed at a higher ranking in a search results page. Our customer listings may be rotated within the search results due to a number of factors, none of which are determined by paid inclusion or paid placement. Thus, such variable placement of our customers is not intended to displace non-customer search results placement or inclusion. Indeed, non-customers with a good deal of quality content could appear higher on search result returns than our customers.

7. Offline conduct Although we cannot monitor the conduct of the users off the site, it is a violation of these rules to use any information obtained from this site in order to harass, abuse, or harm another person, or in order to contact, advertise to, solicit, or sell to any user without his/her prior explicit consent.

8. Access and interference You agree that you will not use any robot, spider, other automatic device, or manual process to monitor or copy our web pages or the content contained thereon or for any other unauthorized purpose without our prior expressed written permissions. You agree that you will not use any device, software, or routine to interfere or attempt to interfere with the proper working of the site. You agree that you will not copy, reproduce, alter, modify, create derivative works from, or publicly display any content (except for your own personal, non-commercial use) from our site without the prior expressed written permission of us.

9. Violation of the terms You agree that monetary damages may not provide a sufficient remedy to your violations of these terms of use and you consent to injunctive or other equitable relief for such violations.

10. Disclaimer We do not promise that the site will be error-free or uninterrupted, or that it will provide specific results from use of the site or any content, search, or link on it. The site and its content are delivered on an "as-is" and "as-available" basis. We cannot ensure that files you download from the site will be free of viruses or contamination or destructive features. We disclaim all warranties, express or implied, including any implied warranties of merchantability and fitness for a particular purpose. We will not be liable for any damages of any kind arising from the use of this site, including, without limitation, direct, indirect, incidental, and punitive and consequential damages. We disclaim any and all liability for the acts, omissions, and conduct of any third-party users, the users, advertisers, and/or sponsors on the site, in connection with the site, or otherwise related to your use of the site. We are not responsible for the products, services, actions, or failure to act of any third party in connection with or referenced on the site. Without limiting the foregoing, you may report the misconduct of users and/or third-party advertisers or service and/or product providers referenced on or included in the site to us at customerservice@mycard-international.com. We may investigate the claim and take appropriate action, at its sole discretion.

11. Limitation on liability Except in jurisdictions where such provisions are restricted, in no event will we be liable to you for any indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profits, even if we have been advised of the possibility of such damages. We make no representations whatsoever about any other web site which you may access through this one or which may link to us. When you access other web site(s), please understand that it is independent from us, and that we have no control over the content on that web site(s). In addition, a link to our web site does not mean that we endorse or accept any responsibility for the content, or the use, of such web site.

12. Disputes If there is any dispute about or involving the site, you, by using the site, agree that the dispute will be governed by the laws of republic of indonesia without regard to its conflict-of-law provisions. You agree to personal jurisdiction by and venue in the courts of jakarta, indonesia.

13. Indemnity You agree to indemnify and hold us, our subsidiaries, affiliates, officers, agents, and other partners and employees harmless from any loss, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the site, including your use of the site to provide a link to another site or to upload content or other information to the site.